When there's no lending, families can't afford to buy homes or cars, so businesses are forced to make layoffs.
In the depths of the crisis there was, essentially, no lending between banks.
When there is no lending, families can't afford to buy homes or cars.
Effectively, in those dark days, there was no interbank lending.
Except one other MFI in india who is above us but below 30%, there are no other MFI lending at less than 30%.
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What is clear is that Arnold Schwarzenegger, despite positioning himself as an eco-friendly Republican-lite governor, has no intention of lending a meaty hand.
Local troops and authorities, including the FSB security service, were largely left to fend for themselves, with almost no federal officials lending support or experience.
Ed Miliband resisted the temptation to follow that example on a referendum - as he feared it would look cynical - but it will be so much easier to defend voting "no" to lending what Mrs Thatcher called "our money" to failing eurozone economies.
One insidious aspect of the decline in lending standards is that, although anyone can assess interest rate levels by glancing in the newspaper or on the Internet, there is no index of lending standards that tells people where lending standards are at the moment compared with historical norms.
Overdrive, which powers the back-end of e-book lending for thousands of libraries, has confirmed that Penguin is no longer allowing library lending of its new titles.
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In the euro area in particular, banks are lending almost no money to one another.
Mr. Shuvalov played no role in that lending, according to people involved.
Mr. Kassim was no longer in a lending mood.
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No-one fancied lending their name to the navigational embarrassment that delivered the railway to its ceiling of 1, 627 metres, the top of Kicking Horse Pass, and the watershed between Pacific and Atlantic.
"No new net mortgage lending across a full calendar year would be unprecedented and is likely to be associated with further weakness in consumer spending and an increase in unemployment, " he said in the report.
The reasons older adults may have for volunteering may be different than those of boomers, but studies show they re no less involved in lending a helping hand: The volunteer rate for Americans ages 65 years and older jumped 64% between 1974 and 2005.
The aim was to break out of collateral-based lending, making no-collateral loans based on evaluation of various risk factors.
The UK Treasury pointed out that no country had lost money lending to the IMF in its 67-year history.
And, artificially protected by the controls, banks would no doubt have carried on lending, including to the overbuilt property sector.
The Digital Shift blog is reporting that as of today, Penguin Group USA will no longer permit any library lending of its new e-book titles.
FORBES: Penguin Group Has Halted Library Lending For E-Books
Today, in an article beginning on the front page of the New York Times, its authors assumed and concluded that the rapid expansion of bank deposits lately had little or no contribution from more bank lending but was entirely a result of lack of better alternatives for parking money.
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If banks struggle to meet their own debts, they have no choice but to reduce their lending.
The central bank has raised reserve requirements in a bid to restrain lending, but to no great effect.
Interest-only mortgages have vaulted in the same period from virtually no market share in the mainstream lending business to a 50% share.
In fact the company was lending the money with no collateral at all, and using the proceeds of new bond offerings to pay interest to existing investors.
Bankers and officials tell me that no very meaningful agreement is yet in sight on either lending or bonuses, although they accept that it would be damaging for both sides if no pact is agreed.
And while "competition is heating up and lending terms have softened a bit, if you move away from prime lending areas, there is no competition, " he said.
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